Maximizing Your Dental Insurance: Use It or Lose It Before Year-End
As the year winds down, it's time to turn our attention to the annual "use it or lose it" predicament that comes with most dental insurance plans. Many individuals aren't aware that their dental insurance benefits reset with the new year. Any unused benefits, unfortunately, do not roll over. This means if you have pending treatments like crowns or fillings and don't utilize your insurance benefits before December 31, you're likely leaving money on the table.
Understanding Your Dental Insurance
Dental insurance often covers a significant portion of preventive treatments, basic procedures such as fillings, and a part of major treatments like crowns, bridges, or root canals. The coverage is typically capped annually, and this maximum is reset every year. If you've paid your premiums and have not used up these benefits, you're not maximizing the value of your dental insurance.
Importance of Year-End Dental Treatments
Postponing dental procedures until the new year can lead to bigger problems. Minor issues can turn into major complications if left untreated, leading to more extensive and expensive treatment down the line. Completing your treatment before year-end not only ensures your oral health but also saves you out-of-pocket costs as your insurance benefits cover a part of the treatment cost.
Make the Most of Your Insurance Benefits
If you have pending treatments, now is the time to schedule an appointment to use your benefits. At Khoury Family Dental, we can help you understand your dental insurance coverage, plan any necessary treatments, and ensure you're getting the most out of your insurance benefits. Remember, good oral health is an integral part of your overall well-being. So, make an appointment today and let us help you achieve and maintain a healthy, beautiful smile while maximizing your dental insurance benefits.